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Wisconsin Help for Homeowners (WHH) Program
The Wisconsin Help for Homeowners (WHH) program offers financial assistance to eligible homeowners who have fallen behind on their mortgage or other housing-related costs due to financial hardship caused by the Covid-19 pandemic.
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Important Update:Applications will be accepted until program funds are expended
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What Can We Help With
The Wisconsin Help for Homeowners (WHH) program offers eligible households financial assistance with delinquent mortgage payments, property taxes, utilities or energy, internet, water and sewer, lot rent, land contracts, insurance and/or other fees. Our team can also help to provide financial counseling, work alongside clients with their mortgage lenders, or make referrals for legal assistance as needed.
To apply for the Wisconsin Help for Homeowners (WHH) program please start here.
Income Guidelines for the WI Help for Homeowners (WHH) Program
Income guidelines vary by county. See if you qualify for the WI Help for Homeowners (WHH) program. |
Service Area
Wisconsin Help for Homeowners (WHH) Program is a statewide program. However, Couleecap's service area is Crawford,
La Crosse, Monroe, and Vernon counties. Click here to begin the application process.
La Crosse, Monroe, and Vernon counties. Click here to begin the application process.
Available assistance and Eligibility
Qualifying assistance may include: mortgage principal reductions, property taxes, home owner’s insurance, flood insurance, mortgage insurance, and condo fees. Payment assistance may also be available for utilities, electric, gas, heating, water and wastewater and internet assistance.
FAQ
- Who can apply?
Applicants must meet all of the following criteria to be eligible for assistance:
1. You are a Wisconsin homeowner living in a primary residence, such as a:
• Single Family home
• Duplex or Condo
• Manufactured Home
2. Can demonstrate financial hardship after January 21, 2020.
3. Meet income requirement of 100% area median income or less. Click here to check your income. - What qualifies as a financial hardship?
If you have experienced one or more of the following since January 21, 2020:
• Job loss, loss of wages, or fewer paid hours at work.
• If you are self-employed, and your business is no longer supplying you with income or your income has been reduced.
• Independent contractors or gig workers who have not been able to earn fees, or whose fees have been reduced.
• Have become sick or have been advised by a governmental or medical professional to self-quarantine.
• Have had to leave a job or reduce work hours in order to care for a person who is sick.
• Have had to leave a job or reduce work hours to care for dependents whose ordinary situations (such as school or daycare) have been disrupted.
• Increased household costs, including the cost of fuel and utilities.
• Had an unexpected COVID-related medical or funeral expense.
• Had unexpected child-care or elderly care expenses.
MORE FAQS
Contact
If you have any additional questions or need help completing this application, please contact Couleecap at 1-844-260-7709.
Program Funder and Partners
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State of Wisconsin Department of Administration
Division of Energy, Housing, and Community Resources |
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